Find the reporting issues that may be
holding back your financial goals.
VoidMyReport is a web application that lets consumers securely upload their credit report, uses AI to review it for Metro 2 reporting inconsistencies and FCRA compliance issues, and generates personalized dispute letters the user can review, edit, and mail to credit bureaus. Sign in with Google is used only to create your VoidMyReport account and access your saved scans and letters.
- Secure Upload
- Private Processing
- No Credit Score Impact
- Personalized Review
- Free Analysis
We do not guarantee deletions, score changes, or specific outcomes.
How VoidMyReport.com Works
VoidMyReport.com is a dedicated digital platform designed to help consumers identify potential credit reporting errors. Our system analyzes your credit report data against Metro 2 compliance standards and FCRA regulations to generate professional-grade dispute letters. We provide the tools for you to challenge inaccurate information directly with credit bureaus.
What could a more accurate credit report help you pursue?
A cleaner report can open doors that have felt closed for years.
Four steps. Minutes, not months.
- 1Upload
Drop in your credit report PDF — nothing leaves your device without your consent.
- 2AI Review
Our engine analyzes every tradeline and inquiry against Metro 2 and FCRA standards.
- 3Review Letters
Personalized dispute letters are prepared for your review and edits.
- 4Download Package
Export a ready-to-send package with mailing instructions.
Built on FCRA § 1681 and Metro 2 CRRG 2020
AI scans every tradeline and inquiry against Metro 2 CRRG 2020 field-level standards — DOFD, status codes, K4 segments, and more.
Each potential issue is linked to the specific statute and reporting rule that supports a formal dispute letter.
Your data stays in your session. Uploaded PDFs never leave your device — only extracted text is analyzed.